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Hill Policy
WI · DISTRICT 5

Scott Fitzgerald

RepublicanWisconsinCurrently serving

Sworn in for the 119th Congress on Source ↗

What they said 3

Their stated policy positions and commitments, with quotes and links to the original sources.

All statements (3)In office (3)
While serving · Original date not established
Housing

Simplify mortgage paperwork rules

AI-assisted summary

Fitzgerald’s Home Affordability Through Mortgage Simplification Act would change mortgage disclosure rules so lenders are not penalized for minor paperwork errors that do not harm borrowers. Borrowers’ existing rights to get money back would remain. Fitzgerald says the changes are intended to reduce unnecessary closing delays and make the mortgage process less costly and frustrating while keeping core borrower protections. The bill was introduced, not enacted.

Context: The passage does not specify which errors would qualify as minor or how the bill would define them.

While serving · Original date not established
Housing

Finance construction of middle-class homes

AI-assisted summary

Scott Fitzgerald introduced the Working Families Home Construction Act, which would allow Fannie Mae and Freddie Mac to purchase residential construction loans at low interest rates, subject to certain home-price specifications. The financing is intended to help builders cover upfront costs such as land acquisition, infrastructure, and site preparation, and to encourage construction of middle-class housing. Fitzgerald based the effort on a similar program in Washington County, Wisconsin. The bill was introduced, not enacted.

Context: The passage does not specify the home-price limits or other loan terms.

While serving · Original date not established
Housing

End federal control of Fannie Mae and Freddie Mac

AI-assisted summary

Fitzgerald’s Sustainable Homeownership Act would create a route for mortgage-financing companies Fannie Mae and Freddie Mac to leave federal control. It would bring more private capital into the mortgage market, limit risky growth in the companies’ financial holdings, and protect equal access for small lenders. It would also tie growth in their mortgage loan limits more closely to household income. Fitzgerald says the changes are intended to make housing finance more sustainable and reduce the risk of future taxpayer-funded bailouts. The bill was introduced, not enacted.

Context: The proposal would also permit certain enterprise funds to support housing supply initiatives.